Non-bank construction loans for residential and commercial real estate developers. Loan-to-cost based on the project scope with flexible terms. Ideal for new construction projects where traditional bank financing is too slow or restrictive.

Ground-Up Construction Loans support Wheeling builders and developers who are starting with a vacant lot or a full tear-down and need financing that matches the construction timeline. These loans help when the plan involves creating a new residential or commercial property from the ground up.
We review the project plan, the site, and the intended use of the finished property. Then we look at the budget, the scope of work, and how the financing should track the build. In Wheeling, this can suit a builder who sees value in a well-placed infill project or a redevelopment plan near established neighborhoods and commercial space.
The conversation often includes the timeline from site work to completion, plus the expected path after the build. That keeps the financing tied to the project life cycle from the start.
If your next project starts with dirt and ends with a finished property, this loan type can support the build plan from the first step.
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